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CONFORMING LOAN LIMITS: 2018 Denver Real Estate

Fannie Mae and Freddie Mac have increased the Denver loan limits again with the single family level at $529,000 to avoid Jumbo Loan Status. As Denver becomes more and more expensive this type of adjustment helps buyers afford a higher priced home while also benefiting from selecting from many different loan options (including adjustable rate mortgage products and balloon loans). Generally, the Jumbo Loan structure may offer an attractive rate for a borrower while requiring higher credit scores and/or some flexibility in the borrowers debt to income ratio. The Jumbo Loan structure is generally offered on a portfolio basis which means the underwriting from lender to lender could be very different.

Red Chair Realty and Rick Flanagan love helping buyers assess the available loan options while also striving to locate the best loan products and strategies available. Loan rules and options seem to be changing day to day plus there can be a big difference from one lender to another (service, availability and quick adjustments to keep the deal moving forward).

Red Chair Realty strives to make the home buying process seamless while helping our buyers narrow down the borrowing options to match their unique and specific plan + in helping the buyers find the right lender for their needs. Call Rick Flanagan at Red Chair to put his 28 years of experience to work for you.

Rick lives in the Berkeley Park Neighborhood of Northwest Denver where he and his wife have raised their two daughters and two dogs while enjoying all the benefits of this incredible neighborhood. More information can be found about Rick and his team at www.iredchair.com or by calling him direct 303-748-0317.

Red Chair Realty Advisors is located at 4383 Tennyson Street, Studio 1-B Denver CO 80212. Check out this New Listing in the Berkeley neighborhood offering an affordable option at $349,900 – this one will activate soon and is sure to move quickly (call today for more information – we’re happy to share all the details with you + ask us about other listing coming soom).

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